Category: Finances

5 Tips for Managing Your Small Business Finances

5 Tips for Managing Your Small Business Finances from North Carolina Lifestyle Blogger Champagne Style Bare Budget
You likely already know that small business finances are important. But did you know that how well you manage your small business finances could very likely mean the difference between success and failure? That’s right—the number one reason why small businesses fail is cash flow problems. In fact, 82% of small businesses cite this as their reason for shuttering.  That’s why managing your small business finances well is just as important as making a healthy profit in the first place.

Financial Checklist for New Parents

Financial Checklist for New Parents from North Carolina Lifestyle Blogger Champagne Style Bare Budget
As a new or expecting parent, your things can quickly become overwhelming. You have doctor’s appointments to set, events to plan, preparations to make at work, and of course, so much to buy. Between health care costs and baby clothes and supplies, it’s no surprise the average cost to raise a child is a whopping $233,610. That’s why it’s important for new and expectant parents to take time to plan their finances around a new child. Doing so ensures a successful financial future and helps

Explore Expert Tactics for Getting a Debt Consolidation Loan Approved Despite Bad Credit

Explore-Expert-Tactics-for-Getting-a-Debt-Consolidation-Loan-Approved-Despite-Bad-Credit-from-North-Carolina-Lifestyle-Blogger-Champagne-Style-Bare-Budget
Bad credit implies risky business, as far as, lenders are concerned. A borrower having a credit score that is anything under 630, could expect to get a loan with a dramatically increased interest rate provided he gets a loan approval. We understand that heightened debt levels could culminate in faltering credit scores. This may also, imply that the more badly a borrower requires debt consolidation; it gets really more difficult to get loan approval.  As per https://www.forbes.com, Americans

4 Best Debt Consolidation Hacks to Help You Become Debt-free

4 Best Debt Consolidation Hacks to Help You Become Debt-free from North Carolina Lifestyle Blogger Champagne Style Bare Budget
You should always pay off your creditors to lead a debt-free life. If you fail to make payments on time, your loan interest keeps piling up every month. Consequently, it affects your credit score. People are plagued in debt because they cannot buy a home in cash or fail to clear their mortgage payments early. Though people may advise you to do cash payments for investing in real estate, it is not always possible after making both ends meet. That is why debt consolidation is useful to manage

An Overview of the Options Available: 6 Ways to Finance Your Senior Nursing Care

An Overview of the Options Available 6 Ways to Finance Your Senior Nursing Care from North Carolina Lifetstyle Blogger Champagne Style Bare Budget
There are several types of long-term care arrangements for seniors, but the most intensive is a nursing home. This type of facility has a full-time nurse on-site at all times and staff members provide the highest level of medical and personal care. Unfortunately, this level of care is expensive, and many seniors and their family members worry about how they will pay for a nursing home if the need arises. Many people assume that Medicare will cover their long-term care needs, but unfortunately,
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