Our finances, directly and indirectly, dictate many things: our credit score, whether or not we can take a vacation after the bills are paid, what kind of home or vehicle we can afford, if we can qualify for a loan, the list goes on and on. Whether we like it or not, money rules our lives.
The sad truth is, 72 percent of Americans report being recently stressed by their finances. A whopping 22 percent claim they have dealt with extreme stress in the past month. In fact, money is a more common
There’s not a parent alive who doesn’t dread bringing their children with them when running to the store. In fact, I’m surprised that grocery stores don’t offer a childcare service for parents – I’d be willing to forego half of my grocery budget to pay for that. I have a six-year-old girl and 3-year-old boy; rarely is there a shopping trip with them where one of us doesn’t leave in tears.
A way to make shopping trips with the kids less painful while also teaching them important
Everyone carrying a sizeable debt burden tells a similar story: it is so much easier to get into debt than get out of it. Having to make large debt payments each month leaves you with limited savings. Without savings, taking a short vacation each year to recharge the batteries and catch some sun becomes almost impossible.
Here are four strategies for reducing your monthly repayments, so you can put some money aside each month for a short family getaway this summer.
Consolidate Your Debt
You will experience many changes every time you reach a certain point in your life. In every stage, your attitude, goals, priorities, income, expenses, spending habits, and savings may shift—that’s why you need to learn which investment vehicle suits the life stage you’re in.
Building Your Wealth
The first stage is ideally the period wherein you begin working to earn an income, whether it’s through the workforce or by starting a business or a sideline. Since you’re still very