Getting your hands on a credit card offers a lot of advantages. One swipe can take care of your urgent purchases, especially if your paycheck is still a couple of weeks away.  Owning a credit card provides you financial flexibility. You can pay for an expensive item in 6-, 12-, or 24-months installments, and earn rewards in the process. However, not a lot of people get to enjoy the benefits of being a credit card holder.  A study shows that about 23% of millennials don’t have a Read more [...]