Insights from Experian Is It Smart to Get a Credit Card for a Child Under 18? Here are three key reasons why you might want to get a credit card for your son or daughter: 1. It Can Help Them Establish a Credit History Any credit account that lenders report to the three credit bureaus can affect your credit. And if your child is heading to college in the next few years, establishing a credit history sooner than later can help them immensely. For example, private student loan companies Read more [...]