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  • 5 Overlooked Credit Card Perks That Could Save You Hundreds Each Year
    Finances

    5 Overlooked Credit Card Perks That Could Save You Hundreds Each Year

    December 2, 2025 - By Melissa

    Most of us swipe our credit cards for everything from drive-thru coffees to new appliances—and in 2025, that’s 214.9 million…

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  • Credit Card Alternatives for Millennials with Zero Credit from North Carolina Lifestyle Blogger Champagne Style Bare Budget
    Finances

    Credit Card Alternatives for Millennials with Zero Credit

    June 9, 2020 - By Melissa

    Getting your hands on a credit card offers a lot of advantages. One swipe can take care of your urgent…

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  • 6 Great Ways to Finance Your Home Improvements from North Carolina Lifestyle Blogger Champagne Style Bare Budget
    House and Home

    6 Great Ways to Finance Your Home Improvements

    June 7, 2019 - By Melissa

    Gathering the necessary finances for home improvements can be daunting, be it for minor home repairs or for a newer…

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  • When Should My Child Get a Credit Card from North Carolina Lifestyle Blogger Champagne Style Bare Budget
    Finances

    When Should My Child Get a Credit Card

    April 26, 2018 - By Melissa

    Insights from Experian Is It Smart to Get a Credit Card for a Child Under 18? Here are three key…

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  • New U.S. News Survey Rewards Cardholders Not Maximizing Benefits
    Finances

    New U.S. News Survey: Rewards Cardholders Not Maximizing Benefits

    August 28, 2017 - By Melissa

    Rewards cards remain a hot consumer trend. Virtually every major retailer, airline and cruise line has issued at least one…

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  • credit card debt
    Finances

    More Americans Carry Credit Card Debt While Retirement Worries Continue

    April 19, 2017 - By Melissa

    More Americans are carrying credit card debt from month-to-month while fewer are contributing to their non-retirement savings, according to the…

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Hey Y’all

CSBB

Hi! I am Melissa, the face behind the blog. I am a mom to 3 beautiful young ladies. We are a multicultural family as my husband is a native of Mexico. Sometimes my champagne style does not match up to my bare budget. If you are like me than this blog is for you.

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