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Top 5 Budgeting Techniques to Help You Save More Money

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A big part of financial wellness, depending on what it means to different people, is making a habit of saving. Learning how to set aside money for future needs and wants can pay off (quite literally) in the long run.  Keep reading for some budgeting techniques. Unfortunately, money matters are easier said than done. Maybe you’ve found yourself wanting to start saving but not knowing how to start, or you’ve made attempts that were half-hearted and didn’t really stick.  The key to

Budgeting Tips That Can Drive Your Business’s Financial Future Better

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For businesses large and small, a proper budgeting system is its lifeline and making the annual budgets is always a very taxing exercise for the owners who are often at a loss where to start or how to make it more accurate given that there are so many variables and the environment is dynamic. Some practical tips on crafting a budget that is practical and effective: Appreciate the Purpose of the Budget  A budget is not meant to be a statement of accounts for managing every penny but

How to Build Your First Home Down Under

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Congratulations! You are soon to become an owner of the house you built! Not many people can take pride in such endeavor, which means your home will always have that added value. However, you know that it’s going to cost you a lot of money, time and nerves and if you’ve never done anything like it, you might make some mistakes that can prove costly in the long run.

Luckily, you won’t be the first one to tread that path, since many people have built their homes and you can learn from

Free Monthly Budgeting Sheet

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Have you begun teaching your child about budgeting? It is never to early to start teaching them.  It’s a necessary skill as they head off to college or join the workforce. This free worksheet may be helpful in showing them where their money is going each month! I think to often times parents do not teach their children the proper way to use their money and that is were all the excess and credit card debts are coming from. Use this free budgeting sheet for yourself and/or your child and get

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