Category: Finances

How to turn errands with your child into a budgeting lesson (and still keep your sanity)

How to turn errands with your child into a budgeting lesson (and still keep your sanity) from North Carolina Lifestyle Blogger Champagne Style Bare Budget
There’s not a parent alive who doesn’t dread bringing their children with them when running to the store. In fact, I’m surprised that grocery stores don’t offer a childcare service for parents – I’d be willing to forego half of my grocery budget to pay for that. I have a six-year-old girl and 3-year-old boy; rarely is there a shopping trip with them where one of us doesn’t leave in tears. A way to make shopping trips with the kids less painful while also teaching them important

Resting Up: 4 Ways to Take a Short Vacation Even if You’re Knee Deep in Debt

Resting Up 4 Ways to Take a Short Vacation Even if You’re Knee Deep in Debt from North Carolina Lifestyle Blogger Champagne Style Bare Budget
Everyone carrying a sizeable debt burden tells a similar story: it is so much easier to get into debt than get out of it. Having to make large debt payments each month leaves you with limited savings. Without savings, taking a short vacation each year to recharge the batteries and catch some sun becomes almost impossible. Here are four strategies for reducing your monthly repayments, so you can put some money aside each month for a short family getaway this summer. Consolidate Your Debt One

Investments for Every Stage of Life

Investments for Every Stage of Life from North Carolina Lifestyle Blogger Champagne Style Bare Budget
You will experience many changes every time you reach a certain point in your life. In every stage, your attitude, goals, priorities, income, expenses, spending habits, and savings may shift—that’s why you need to learn which investment vehicle suits the life stage you’re in. Building Your Wealth The first stage is ideally the period wherein you begin working to earn an income, whether it’s through the workforce or by starting a business or a sideline. Since you’re still very

Why Pregnancy Is The Perfect Time To Get Your Finances In Order

Why Pregnancy Is The Perfect Time To Get Your Finances In Order from North Carolina Lifestyle Blogger Champagne Style Bare Budget
It costs an average of $10,808 to have a baby in America, according to statistics from Business Insider. However, this figure can rocket to $30,000 once prenatal and postnatal care is taken into consideration. With such high costs to pay out for, it’s essential that you utilize the nine months of your pregnancy and plan your finances meticulously. Not only will this give you the best start as a new mom, but it will benefit your family in the long run, too. Save a little extra each month America

10 Credit Myths Debunked

10 Credit Myths Debunked from North Carolina Lifestyle Blogger Champagne Style Bare Budget
This is a guest post by By Experian When it comes to debt, credit reports, and credit scores, conventional wisdom is peppered with myths, misunderstandings, and misrepresentations. Credit is a tool. Like any tool, it's neither good nor bad in itself. What matters is how you use it. Myth #1: Debt is Debt Not all debts are equal. Say you've got a $150,000 debt on your credit report. If it's there because you maxed out your credit cards to throw a birthday blowout for yourself two years
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