Category: Finances

What Your Myers-Briggs Personality Type Means for Your Wallet

What Your Myers-Briggs Personality Type Means for Your Wallet from North Carolina Lifestyle Blogger Champagne Style Bare Budget
Personality tests can be a fun way to get to know yourself, your motivations, and your quirks. The Myers-Briggs personality test is one of the most popular, splitting people up into 16 different personalities. While we all know personality type can apply to our work life and our love life, have you ever thought about the impact it has on your finances? Since your personality type indicates how you interact with others, perceive the world, and make decisions, it shouldn’t be a surprise that

When is it a Good Idea to Take Out a Personal Loan?

When is it a Good Idea to Take Out a Personal Loan from North Carolina Lifestyle Blogger Champagne Style Bare Budget
Trying to decide whether or not a person should take out a personal loan is, well, a personal choice. However, it is also one that needs to be considered, due to the significant risk it may pose. If a person winds up borrowing money they are unable to repay, they could end up with all types of repercussions that make their life even more challenging. This includes things like ruined credit, more fees, and in the long run, the need to file bankruptcy. While this is true, it doesn’t mean

Why Life Insurance Is An Important Responsibility

Why Life Insurance Is An Important Responsibility from North Carolina Lifestyle Blogger Champagne Style Bare Budget
It is extremely important for each and every one of us to have proper life insurance. After all, we never know for certain when our time is going to be up. Because of this fact, we should be prepared at all times. It is important to be responsible up until the time that we pass away. We would never want our family to be stuck wondering how they were going to pay for our funeral if we were to pass away unexpectedly. Life Insurance for Your Peace of Mind If you are the main provider for

When Times Get Tight: 9 Things You Can Sell If You Need to Make Money Fast

When Times Get Tight 9 Things You Can Sell If You Need to Make Money Fast from North Carolina LIfestyle Blogger Champagne Style Bare Budget
You are very behind on your bills, your car’s tank is empty, and your fridge is empty. Clearly, you are in a financial quagmire which you need to get yourself out of as soon as possible. Whether your financial status is as a result of ongoing budget issues or an unexpected emergency, one thing is clear: you need money fast. Fortunately, there are numerous ways for you to get back on track as far as your financial situation is concerned. You may decide to go for a short-term gig like delivering

Learning from the Best: 8 Personality Traits of People Who Have a Firm Grip on Their Finances

Learning from the Best 8 Personality Traits of People Who Have a Firm Grip on Their Finances from North Carolina Lifestyle Blogger Champagne Style Bare Budget
Our finances, directly and indirectly, dictate many things: our credit score, whether or not we can take a vacation after the bills are paid, what kind of home or vehicle we can afford, if we can qualify for a loan, the list goes on and on. Whether we like it or not, money rules our lives. The sad truth is, 72 percent of Americans report being recently stressed by their finances. A whopping 22 percent claim they have dealt with extreme stress in the past month. In fact, money is a more common
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